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Financial Planning

Planning for Life

Each day people face difficulties in managing their finances. Inflation, taxes, debt, changing interest rates, and stock market swings - their effect can be unsettling. One thing we can be certain of is that the future will come, whether we are financially ready or not.

We can help you develop and achieve your goals and will give you the guidance to:

  • Help reduce taxes*
  • Save for retirement
  • Decide how to invest
  • Help you develop strategies to manage your debt
  • Determine proper insurance coverage
  • Offer custom-designed programs to try to achieve your special goals: buying a home or condo, retiring early, financing your child's education and more

As a client, we will develop a confidential relationship and follow a 6 Step Plan to ensure that your objectives will be identified.

Planning Isn't Impossible

The beauty of your plan will be your ability to change it. This kind of flexibility is to your advantage because your goals will change as time goes by. There's no need to put off planning. The time is now. Creating a plan with a professional Financial Planner will help you to know where you want to be and how you're going to get there. Isn't now the right time to start planning for your life.

6 Steps To Your Goals


Step 1: No Obligation Discovery Interview. At this meeting, a Financial Planner will listen to your financial concerns and discuss how financial planning can help you achieve your financial objectives.

Step 2: Gather Data. If you decide to engage in fee-based financial planning, the next and most important step is data gathering. This is where we learn about all of your financial goals, objectives, assets, liabilities, income, expenses and other relevant information. The foundation of a sound financial plan is having a clear understanding of what you are trying to accomplish. This information is kept strictly confidential, although your planner may consult, with your permission, with your attorney, accountant, or other advisers to make sure the data is complete.

Step 3: Analysis and Development. An analysis of your information is prepared. This includes reviewing all of your objectives and determining if they are feasible. Recommendations will be prepared based on the outcome of the analysis to tell you specific actions to take that may help you to achieve your goals.

Step 4: Plan Presentation and Delivery. After all of the alternatives and information is analyzed, a final plan will be presented to you. The final plan is a written document prepared especially for you by your planner. It contains specific recommendations designed to help you meet your financial goals and objectives.

Step 5: Implementation. Your Financial Planner will explain how you can act on the specific recommendations in your financial plan by purchasing financial products. Financial products may be purchased at any institution you choose.

Step 6: Monitor and Update as Needed. In life, one thing is constant: change. Each year and perhaps more frequently, your income, investments, assumptions, and objectives will change. This is why your Financial Planner stands ready to help monitor and update your plan as needed.

6 Areas of Financial Planning

Planning with Distinction

Using an organized and customized approach allows us to meet the needs and goals of each client. In order to provide clients the most technologically advanced and easy-to-use experience, we use the Personal Financial View (PFV) technology platfrom and account services. This platform allows for daily client data aggregation and provides advanced planning tools to include every piece of each person's financial picture. To learn more about PFV, please click here.

*Any discussion of taxes is for general information purposes only, does not purport to be complete or cover every situation, and should not be construed as legal, tax or accounting advice. Clients should confer with their qualified legal, tax and accounting advisors as appropriate. Financial plan recommendations can be implemented with the advisor of your choosing. Implementation of specific products or services may result in commissions or fees outside of the financial planning fee.